17 Elm Ter, Dover, DE 19901 Property Records

Kent County property record for 17 Elm Ter, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,401 sqft · built 1950
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$1,030 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.09-05-49.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.09-05-49.00-000`
Alternative APNs	`ED05077.090549.00/000` `11647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	95 ft deep x 55.6 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	11647
Old Parcel Number	ED05077.090549.00/000
Street Address	17 ELM TER
City	DOVER
State	DE
Zip	19901-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	N. SIDE ELM TERRACE, LOT #3, 17 ELM TERRACE
Legal Subdivision	ELM TERRACE
Legal Lot Number	3 17
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2024
Census Tract	41300

Owner

Source: Kent County assessment roll, as of February 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17 ELM TER, DOVER, DE 19901-3603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Jan 3, 2020	Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Aug 8, 2012 · Amount on Record
Deed Document Number	2020-377152
Deed Book / Page	9965 / 279
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	17 ELM TER, DOVER, DE 19901-3603
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 LEXINGTON PL, DOVER, DE 19901-8827

Mortgage

Document Number	0000522633
Date	Oct 9, 2025
Book Page	13817/62
Instrument	2025-522633

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Jan 3, 2020
Property Address	17 ELM TER, DOVER, DE 19901-3603
Document Number	0000377152
Book / Page	009965 / 000279
Instrument Date	Dec 27, 2019
Instrument	377152
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 ELM TER DOVER DE 199013603, DOVER, DE 19901-3603

Mortgage

Document Number	377153
Date	Jan 3, 2020
Book Page	009965/000283
Instrument	377153

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of February 15, 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,030.00	$35,000 Land $8,600 Building $26,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on Elm Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures