Kent County property record for 46 Elm Ter, Dover, DE 19901 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1939 |
| Square Footage | 1,341 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $254,000 (2021) |
| Tax Bill | $1,486.00 (2025) |
Source: Kent County records · APN 2-05-077.09-05-60.00-000
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ELM TER, DOVER, DE 19901-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 16, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NFM INC |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 28, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | May 28, 2020 · Amount on Record |
| Deed Doc Number | 2021433307 |
| Deed Book / Page | 11469 / 59 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 19, 2021 |
| Property Address | 46 ELM TER, DOVER, DE 19901-3604 |
| Document Number | 0000433307 |
| Book / Page | 11469 / 59 |
| Map Reference | MB B PG 24 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-433307 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Number | 0000433308 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-433308 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Number | 0000433309 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 11469/84 |
| Instrument | 2021-433309 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | WILMINGTON, DE 19801 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 ELM TER, DOVER, DE 19901-3604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0000429960 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 11382/85 |
| Instrument | 2021-429960 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 ELM TER, DOVER, DE 19901-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000312532 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 8475/291 |
| Instrument | 2017-312532 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 28, 2020 |
| Property Address | 46 ELM TER, DOVER, DE 19901-3604 |
| Document Number | 0000386538 |
| Book / Page | 010203 / 000280 |
| Instrument Date | May 20, 2020 |
| Instrument | 386538 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 ELM TER DOVER DE 199013604, DOVER, DE 19901-3604 |
| Document Number | 386539 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 010203/000284 |
| Instrument | 386539 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,486.00 (+36.46%) | $252,800 (+583.24%) Land $91,900 Building $160,900 |
| 2023 | $1,089.00 | $37,000 Land $14,000 Building $23,000 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 2% of the US · above 8% of Delaware |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Dover Green Historic District listed 1977 · 79 contributing resources · NRIS 77000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 2-05-077.09-05-60.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,341 sqft Living Area |
| Basement Area | 850 sqft Basement |
| Unfinished Basement | 850 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 13,939 sqft (0.32 acres) |
| Depth X Width | 273 ft x 50 ft Depth x Width |
| Porch Area | 190 sqft Porch |
| View | Major Street/Thoroughfare View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 16205 |
|---|---|
| Street Address | 46 ELM TER |
| City | DOVER |
| State | DE |
| Zip | 19901-3604 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #1-LOT #11 ON ELM TERRACE, #2-BACK LOT 46 ELM TERRACE |
| Legal Subdivision | ELM TERRACE |
| Legal Lot Number | 11 |
| Jurisdiction | KENT DE |
| Minor Civil Division | DOVER |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 41300 |
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