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19 Elm Ter, Dover, DE 19901 Property Records

Kent County property record for 19 Elm Ter, Dover, DE 19901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,382 sqft · built 1927
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Aug 2022)
Tax Bill$1,597 (2025)
Deeds & MortgagesAug 2022 Sale
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-077.09-05-50.00-000

Property Details

APN / Parcel Number

Primary APN2-05-077.09-05-50.00-000
Alternative APNs
  • ED05077.090550.00/000
  • 12220

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,382 sqft Living Area
Basement Area616 sqft
Unfinished Basement616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 55.6 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeDetached
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12220
Street Address19 ELM TER
CityDOVER
StateDE
Zip19901-3603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionELM TERRACE LOT #4 19 ELM TERRACE
Legal SubdivisionELM TERRACE
Legal Lot Number4
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2024
Census Tract41300

Owner

Source: Kent County records · APN 2-05-077.09-05-50.00-000

Assessment roll updated September 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19 ELM TER, DOVER, DE 19901-3603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed, Transfer
Jan 08, 2020Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jun 18, 2020Grant Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number2022457851
Deed Book / Page12095 / 231
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 10, 2022
Property Address19 ELM TER, DOVER, DE 19901-3603
Document Number0000457851
Book / Page12095 / 231
Map ReferenceMB B PG 24
Instrument DateJul 28, 2022
Instrument2022-457851
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$5,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 ELM TER, 19, DOVER, DE 19901-3603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address19 ELM TER, DOVER, DE 19901-3603

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address19 ELM TER, DOVER, DE 19901-3603
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000377470
DateJan 08, 2020
Book Page9972/323
Instrument2020-377470
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJun 18, 2020
Property Address19 ELM TER, DOVER, DE 19901-3603
Document Number0000388109
Book / Page010248 / 000095
Instrument DateJun 10, 2020
Instrument388109
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,375.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address19 ELM TER DOVER DE 199013603, DOVER, DE 19901-3603

Mortgage

Document Number388110
DateJun 18, 2020
Book Page010248/000099
Instrument388110
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$1,597.00 (+44.39%)$271,700 (+622.61%) Land $77,100 Building $194,600
2023$1,106.00$37,600 Land $11,600 Building $26,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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