20 Elm Ter, Dover, DE 19901 Property Records

Kent County property record for 20 Elm Ter, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1930
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2021)
Tax Bill	$1,206 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.09-05-64.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.09-05-64.00-000`
Alternative APNs	`ED05077.090564.00/000` `12294`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,741 sqft Living Area
Gross Area	2,469 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	192 ft deep x 57.8 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	12294
Old Parcel Number	ED05077.090564.00/000
Street Address	20 ELM TER
City	DOVER
State	DE
Zip	19901-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	ELM TERRACE 2 LOTS 20 ELM TERRACE
Legal Subdivision	ELM TERRACE
Legal Lot Number	15
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2023
Census Tract	41300

Owner

Source: Kent County records · APN 2-05-077.09-05-64.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1107 MUNSON ST, WILMINGTON, DE 19804-2833
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	2021-439350
Deed Book / Page	11630 / 112
Record Updated	Jun 07, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Dec 21, 2021
Property Address	20 ELM TER, DOVER, DE 19901-3604
Document Number	0000439350
Book / Page	11630 / 112
Map Reference	MB B PG 24
Instrument Date	Dec 06, 2021
Instrument	2021-439350
Transaction Type	Transfer
Record Updated	Jan 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 ELM TER, 20, DOVER, DE 19901-3604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1107 MUNSON ST, WILMINGTON, DE 19804-2833

Mortgage

Document Number	0000439351
Date	Dec 21, 2021
Instrument	2021-439351

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$1,206.00	$41,000 Land $13,900 Building $27,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010413002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system DE0000571, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.