2197 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2197 Main St, Cambria, CA 93428

Property Summary

Property TypeCommercial Vacant Land
Lot Size1.25 acres (54,450 sqft)
OwnerCompany Name on Record
Last Sale$222,000 (Dec 2020)
Tax Bill$2,599 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013-232-010

Property Details

APN / Parcel Number

Primary APN013-232-010

Exterior

Lot Area54,450 sqft (1.25 acres)

Location & Zoning

Street Address2197 MAIN ST
CityCAMBRIA
StateCA
Zip93428-3015
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCR
Legal DescriptionPM 18/61 PAR 2
Legal SubdivisionPARCEL MAP COAL 75 161
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1042
Census Tract10404

Owner

Source: San Luis Obispo County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2585 BUCKINGHAM PL, CAMBRIA, CA 93428-4310
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Deed Document Number202074521
Record UpdatedJun 8, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 16, 2020
Property Address2197 MAIN ST, CAMBRIA, CA 93428-3015
Document Number0000074521
Instrument DateNov 24, 2020
Instrument74521
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$244.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2585 BUCKINGHAM PL CAMBRIA CA 934284310, CAMBRIA, CA 93428-4310

Mortgage

Document Number74522
DateDec 16, 2020
Instrument74522
Lender
NameBARBARA K SHAMEL
Address180 WHISPERING LN, MOYIE SPRINGS, ID 83845-5348
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,599.00 (+2.28%)$239,757 (+4.04%) Land $239,757
2024$2,541.00 (+1.72%)
2023$2,498.00 (+2%)$230,448 Land $230,448
2022$2,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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