2255 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2255 Main St, Cambria, CA 93428

Property Summary

Property TypeBank, Financial Building
Details6,110 sqft · built 1979
Lot Size1.14 acres (50,000 sqft)
OwnerCompany Name on File
Tax Bill$22,752 (2025)
Flood ZoneZone X (moderate risk)
APN013-232-007

Property Details

APN / Parcel Number

Primary APN013-232-007

Interior

Stories1 Story
Building Area6,110 sqft Gross Area
1st Floor Area6,110 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area50,000 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2255 MAIN ST
CityCAMBRIA
StateCA
Zip93428-3025
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeCR
Legal DescriptionTN CAMBRIA PTN BL E
Legal SubdivisionRANCHO SANTA ROSA
Legal BlockE
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1042
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 013-232-007

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address17901 VON KARMAN AVE, 150, IRVINE, CA 92614-5245
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2013
Deed SaleFeb 04, 2013
Deed Document Number20136983
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,130,827 (+2%) Land $1,006,223 Building $1,124,604
2025$22,752.00 (+4.11%)$2,089,047 (+4.04%) Land $986,494 Building $1,102,553
2023$21,853.00 (+2.01%)$2,007,929 Land $948,188 Building $1,059,741
2022$21,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Radiate Holdings, T-Mobile USA, Verizon.

Based on FCC filings for 110 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

Nearby Streets

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