2060 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2060 Main St, Cambria, CA 93428

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.376 acres (16,380 sqft)
Owner	Company Name on Record
Last Sale	$344,000 (Apr 2022)
Tax Bill	$14,588 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`013-261-015`

Property Details

APN / Parcel Number

Primary APN	`013-261-015`

Exterior

Lot Area	16,380 sqft (0.376 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2060 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-3014
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CR
Legal Description	TN CAMBRIA PTN RHO STA ROSA
Legal Subdivision	CAMBRIA
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1058
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	504 FIRST ST, A, PASO ROBLES, CA 93446-3742
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage AMERICAN RIVIERA BANK
Sep 22, 2021	Intrafamily Transfer, Transfer
Sep 2, 2021	Intrafamily Transfer, Transfer · Construction Mortgage WILCHFORT FAMILY TRUST
Sep 2, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE OF CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	202214841
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000064576
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 4, 2022
Property Address	2068 MAIN ST, CAMBRIA, CA 93428-3014
Document Number	0000014841
Instrument Date	Mar 29, 2022
Instrument	2022014841
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014842
Date	Apr 4, 2022
Instrument	2022014842

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 22, 2021
Property Address	2068 MAIN ST, CAMBRIA, CA 93428-3014
Document Number	0000064576
Instrument Date	Sep 21, 2021
Instrument	2021064576
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2060 MAIN ST, CAMBRIA, CA 93428-3014

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 2, 2021
Property Address	2068 MAIN ST, CAMBRIA, CA 93428-3014
Document Number	0000060817
Instrument Date	Aug 13, 2021
Instrument	2021060817
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 MAIN ST, CAMBRIA, CA 93428-3014

Mortgage

Document Number	0000060818
Date	Sep 2, 2021
Instrument	2021060818

Lender

Name	WILCHFORT FAMILY TRUST
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 2, 2021
Property Address	2068 MAIN ST, CAMBRIA, CA 93428-3014
Document Number	0000060816
Instrument Date	Aug 13, 2021
Instrument	2021060816
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 MAIN ST, CAMBRIA, CA 93428-3014

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,038 (+2%) Land $622,397 Building $730,641
2025	$14,588.00 (+2.34%)	$1,326,509 (+4.04%) Land $610,194 Building $716,315
2024	$14,255.00 (+1.76%)
2023	$14,008.00 (+2.02%)	$1,275,000 Land $586,500 Building $688,500
2022	$13,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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