2075 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2075 Main St, Cambria, CA 93428

Property Summary

Property Type	Residential
Details	2 bd · 1 ba · 1,653 sqft · built 1934
Lot Size	4.11 acres (179,467 sqft)
Owner	Company Name on Record
Last Sale	$1,670,000 (Dec 2021)
Tax Bill	$19,035 (2025)
Deeds & Mortgages	May 2024 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-232-012`

Property Details

APN / Parcel Number

Primary APN	`013-232-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,653 sqft Gross Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	179,467 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2075 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-3013
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	CR
Legal Description	TN CAM PM 18/61 PAR 1
Legal Subdivision	PARCEL MAP COAL-75-161
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1042
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2075 MAIN ST, CAMBRIA, CA 93428-3013
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Intrafamily Transfer, Transfer
Oct 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage DOUGLAS E WILKS
Dec 21, 2021	Grant Deed, Transfer PLACER TITLE COMPANY
Dec 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Sep 26, 2001 · Amount on Record
Deed Document Number	202182897
Last Transfer Date	May 7, 2024
Transfer Doc	0000012082
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 7, 2024
Property Address	2075 MAIN ST, CAMBRIA, CA 93428-3013
Document Number	0000012082
Map Reference	MB 18 PG 61
Instrument Date	May 7, 2024
Instrument	2024012082
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 MAIN ST, CAMBRIA, CA 93428-3013

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2075 MAIN ST, CAMBRIA, CA 93428-3013
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 MAIN ST, CAMBRIA, CA 93428-3411

Mortgage

Document Number	0000071606
Date	Oct 22, 2021
Instrument	2021071606

Lender

Name	DOUGLAS E WILKS
Type	Private Party
Address	14030 SONG OF THE WINDS, CHINO HILLS, CA 91709

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 21, 2021
Property Address	2075 MAIN ST, CAMBRIA, CA 93428-3013
Document Number	0000082897
Map Reference	MB 18 PG 61
Instrument Date	Nov 20, 2021
Instrument	2021082897
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5811 MCFADDEN AVE, HUNTINGTN BCH, CA 92649-1323

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 7, 2017
Property Address	2075 MAIN ST, CAMBRIA, CA 93428-3013
Document Number	0000055877
Map Reference	PM COAL75-161MB18PG6
Instrument Date	Nov 27, 2017
Instrument	2017055877
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2075 MAIN ST, CAMBRIA, CA 93428-3013

Mortgage

Document Number	0000055878
Date	Dec 7, 2017
Instrument	2017055878

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.62%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,820,700 (+2.74%) Land $1,352,520 Building $468,180
2025	$19,035.00 (+4.01%)	$1,772,216 (+4.04%) Land $1,273,449 Building $498,767
2023	$18,302.00 (+1.98%)	$1,703,400 Land $1,224,000 Building $479,400
2022	$17,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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