2244 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2244 Main St, Cambria, CA 93428

Property Summary

Property Type	Grocery, Supermarket
Details	2,880 sqft · built 1939
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`013-263-002`

Property Details

APN / Parcel Number

Primary APN	`013-263-002`

Interior

Stories	1 Story
Building Area	2,880 sqft Gross Area
1st Floor Area	2,880 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	3,000 sqft (0.069 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2244 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-3018
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	COM
Legal Description	TN CAMBRIA LT 5 BL A
Legal Block	A
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1060
Census Tract	10404

Owner

Source: San Luis Obispo County records · APN 013-263-002

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2736, NEWPORT BEACH, CA 92659-0200
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000048397
Record Updated	Sep 20, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 31, 2019
Property Address	2244 MAIN ST, CAMBRIA, CA 93428-3018
Document Number	0000048397
Instrument Date	Oct 21, 2019
Instrument	2019048397
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 2736, NEWPORT BEACH, CA 92659-0200

Mortgage

Document Number	0000048398
Date	Oct 31, 2019
Instrument	2019048398

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$459,903 (+2%) Land $137,964 Building $321,939
2025	$5,358.00 (+4.46%)	$450,886 (+4.04%) Land $135,259 Building $315,627
2023	$5,129.00 (+2.11%)	$433,379 Land $130,007 Building $303,372
2022	$5,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Radiate Holdings, T-Mobile USA, Verizon.

Based on FCC filings for 110 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.