2194 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 2194 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,760 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2024)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Jun 2019 Reverse Mortgage Jan 2019 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`36-06-13-DC-001701`

Property Details

APN / Parcel Number

Primary APN	`36-06-13-DC-001701`
Alternative APNs	`360613DC00170100` `R343928`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	1,016 sqft
1st Floor Area	1,016 sqft
Attic	Attic
Attic Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	502 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R343928
Street Address	2194 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	P.P. 2005-63, PARCEL 1, ACRES 0.20
Legal Range	06W
Legal Township	36S
Legal Section	13
Legal Subdivision	PARTITION 1993-54
Legal Block	3
Legal Lot Number	1701
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3018
Census Tract	360800

Owner

Source: Josephine County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit ONE REVERSE MORTGAGE LLC
Aug 19, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Dec 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 14, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 14, 2010	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 14, 2010	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	20247126
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006413
Date	Jun 3, 2019
Instrument	2019-006413

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	934 Months
Due	Apr 6, 2097

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US RECORDINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000421
Date	Jan 14, 2019
Instrument	2019-000421

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010234
Date	Aug 19, 2019
Instrument	2019-010234

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Dec 8, 2020
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000018528
Instrument Date	Nov 17, 2020
Instrument	18528
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000010235
Instrument Date	Jul 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2194 LOWER RIVER RD GRANTS PASS OR 975269019, GRANTS PASS, OR 97526-9019

Mortgage

Document Number	0000010235
Date	Aug 19, 2019
Instrument	10235

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Aug 18, 2097

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000006414
Instrument Date	Jul 14, 2010
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	US RECORDINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2194 LOWER RIVER RD GRANTS PASS OR 975269019, GRANTS PASS, OR 97526-9019

Mortgage

Document Number	0000006414
Date	Jun 3, 2019
Instrument	6414

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jun 2, 2097

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2194 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000000422
Instrument Date	Jul 14, 2010
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	US RECORDINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2194 LOWER RIVER RD GRANTS PASS OR 975269019, GRANTS PASS, OR 97526-9019

Mortgage

Document Number	0000000422
Date	Jan 14, 2019
Instrument	422

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20440

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 13, 2097

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Grants Pass City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00 (+8.98%)	$214,300 (+8.99%)	$346,770 (+7.89%) Land $131,010 Building $215,760
2024	$2,472.00 (+2.96%)	$196,620 (+3%)	$321,410 (-1.38%) Land $140,480 Building $180,930
2023	$2,401.00 (+2.61%)	$190,900 (+3%)	$325,910 (+5.18%) Land $143,160 Building $182,750
2022	$2,340.00	$185,340	$309,870 Land $121,740 Building $188,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRANTS PASS serves 37,138 people · EPA ID OR4100342
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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