2186 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 2186 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Mar 2023)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Mar 2023 Sale Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`36-06-13-DC-001702`

Property Details

APN / Parcel Number

Primary APN	`36-06-13-DC-001702`
Alternative APNs	`360613DC00170200` `R343929`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R343929
Street Address	2186 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	P.P. 2005-63, PARCEL 2, ACRES 0.16
Legal Range	06W
Legal Township	36S
Legal Section	13
Legal Subdivision	PARTITION PLAT NO 2005-063
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3018
Census Tract	360800

Owner

Source: Josephine County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer FIRST AMERICAN
Mar 17, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 28, 2021	Grant Deed, Transfer TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Feb 18, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	20232040
Prior Transfer Date	Mar 16, 2022
Prior Transfer Doc	0000003928
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 6, 2023
Property Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000002040
Instrument Date	Mar 2, 2023
Instrument	2023-002040
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 17, 2022
Property Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000003928
Instrument Date	Mar 16, 2022
Instrument	2022-003928
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019

Mortgage

Document Number	0000003929
Date	Mar 17, 2022
Instrument	2022-003929

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 28, 2021
Property Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000009723
Instrument Date	May 28, 2021
Instrument	9723
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3585 HIGHLAND AVE GRANTS PASS OR 975268401, GRANTS PASS, OR 97526-8401

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Feb 18, 2021
Property Address	2186 LOWER RIVER RD, GRANTS PASS, OR 97526-9019
Document Number	0000003131
Instrument Date	Feb 1, 2021
Instrument	3131
Transaction Type	Transfer
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$61.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 NE 6TH ST GRANTS PASS OR 975261556, GRANTS PASS, OR 97526-1556

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Grants Pass City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+2.98%)	$258,120 (+3%)	$422,590 (+2.78%) Land $129,640 Building $292,950
2024	$3,151.00 (+2.97%)	$250,610 (+3%)	$411,170 (-2.21%) Land $139,000 Building $272,170
2023	$3,060.00 (+16.88%)	$243,320 (+17.35%)	$420,480 (+3.13%) Land $141,650 Building $278,830
2022	$2,618.00	$207,350	$407,710 Land $121,740 Building $285,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRANTS PASS serves 37,138 people · EPA ID OR4100342
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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