Cook County property record for 219 Cottage Row, Midlothian, IL 60445
| Property Type | Townhouse |
|---|---|
| Details | 6 bd · 3.5 ba · 3,379 sqft · built 1902 |
| Lot Size | 0.304 acres (13,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2022) |
| Tax Bill | $5,984 (2023) |
| Deeds & Mortgages | Jun 2026 Construction Loan Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-302-045 |
| Primary APN | 28-04-302-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,379 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Row Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,226 sqft (0.304 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 219 COTTAGE ROW |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (GILLSONS) SUB OF S250FT OF EH SW SEC 04-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 04 |
| Legal Subdivision | GILLSONS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 824601 |
219 Cottage Row, a townhouse, is owned by an individual who bought it in July 2022.
Source: Cook County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2W COTTAGE ROW, WEST, MIDLOTHIAN, IL 60445-2406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage U S BANK N A |
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE CORP |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on File |
| Deed Sale | Jul 21, 2022 · Amount on File |
| Prior Sale | May 5, 2003 |
| Deed Document Number | 202219140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 219 COTTAGE ROW, MIDLOTHIAN, IL 60445 |
| Document Number | 0000023156 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202623156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0000023156, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202623156 |
| Name | U S BANK N A |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2056 |
| Rate | 7.1% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 219 COTTAGE ROW, MIDLOTHIAN, IL 60445 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030102181 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2530102181 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 21, 2022 |
| Property Address | 219 COTTAGE ROW, MIDLOTHIAN, IL 60445 |
| Document Number | 0020219140 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2220219140 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | GREATER ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2W COTTAGE ROW, MIDLOTHIAN, IL 60445-2406 |
| Document Number | 0020219141 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2220219141 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Forest Ridge School District 142 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 Land $5,290 Building $14,710 | $200,000 Land $52,900 Building $147,100 | |
| 2023 | $5,984.00 (-35.27%) | ||
| 2022 | $9,244.00 Homeowner's exemption | $23,356 Land $5,290 Building $18,066 | $233,560 Land $52,900 Building $180,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 219 Cottage Row in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 219 Cottage Row is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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