Mecklenburg County property record for 21831 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,037 sqft · built 1900 |
| Lot Size | 0.942 acres (41,040 sqft) |
| Owner | Trust Name on File |
| Last Sale | $158,000 (Aug 2017) |
| Tax Bill | $1,229 (2023) |
| Deeds & Mortgages | Nov 2023 Transfer Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-04 |
| Primary APN | 001-743-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,037 sqft Heated Area |
| Gross Area | 2,247 sqft |
| 1st Floor Area | 1,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Galvanized Metal |
| Lot Area | 41,040 sqft (0.942 acres) |
| Porch | Porch |
| Porch Area | 381 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-743-04 |
|---|---|
| Street Address | 21831 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 1 PG 74 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 6217 |
21831 Torrence Chapel Rd is held in a trust since November 2023.
Source: Mecklenburg County records, as of November 14, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 20950 NORMAN SHORES DR, CORNELIUS, NC 28031-6686 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Intrafamily Transfer, Transfer |
| Aug 24, 2018 | Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BK |
| Aug 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on File |
| Deed Sale | Aug 11, 2017 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 0000109149 |
| Deed Book / Page | 032038 / 000478 |
| Last Transfer Date | Nov 7, 2023 |
| Transfer Doc | 0000105633 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 7, 2023 |
| Property Address | 21831 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000105633 |
| Book / Page | 38471 / 82 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 2023105633 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20950 NORMAN SHORES DR, CORNELIUS, NC 28031-6686 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20950 NORMAN SHORES DR, CORNELIUS, NC 28031-6686 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21831 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000110408 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 20950 NORMAN SHORES DR CORNELIUS NC 280316686, CORNELIUS, NC 28031-6686 |
| Document Number | 0000110408 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 032943/000095 |
| Instrument | 110408 |
| Name | BLUEHARBOR BK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 11, 2017 |
| Property Address | 21831 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000109149 |
| Book / Page | 032038 / 000478 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 109149 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $316.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20950 NORMAN SHORES DR CORNELIUS NC 280316686, CORNELIUS, NC 28031-6686 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,229.00 | $144,800 Land $109,300 Building $35,500 | $144,800 Land $109,300 Building $35,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21831 Torrence Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21831 Torrence Chapel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAHIA BAY S/D private · serves 350 people · EPA ID NC0160203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.91 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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