Mecklenburg County property record for 21801 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,784 sqft · built 1983 |
| Lot Size | 0.748 acres (32,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Jan 2022) |
| Tax Bill | $3,670 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-02 |
| Primary APN | 001-743-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Heated Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,784 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 32,624 sqft (0.748 acres) |
| Pool Area | 520 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 345 sqft |
| Deck Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-743-02 |
|---|---|
| Street Address | 21801 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | DIST:3 CITY/MUNI/TWP:CORNELIUS MAP REF:BK 1 PG 74 |
| Legal Subdivision | SURVEY/PROPERTY/MARTHA G WHITE |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2015 · Amount on Record |
| Deed Document Number | 0036993461 |
| Deed Book / Page | 36993 / 461 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000124120 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 40047/263 |
| Instrument | 2025124120 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 24, 2022 |
| Property Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000011821 |
| Book / Page | 36993 / 461 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022011821 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 CEDARWOOD LN, MATTHEWS, NC 28104-4368 |
| Name | Verified Name |
|---|---|
| Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000011822 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022011822 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000028857 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21801 TORRENCE CHAPEL RD CORNELIUS NC 280316782, CORNELIUS, NC 28031-6782 |
| Document Number | 0000028857 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 034327/000763 |
| Instrument | 28857 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21801 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6782 |
| Document Number | 0000100220 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21801 TORRENCE CHAPEL RD CORNELIUS NC 280316782, CORNELIUS, NC 28031-6782 |
| Document Number | 0000100220 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 033731/000496 |
| Instrument | 100220 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 4, 2034 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAHIA BAY S/D private · serves 350 people · EPA ID NC0160203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.91 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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