Mecklenburg County property record for 21907 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,838 sqft · built 2005 |
| Lot Size | 0.402 acres (17,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $578,000 (Nov 2025) |
| Tax Bill | $3,009 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-06 |
| Primary APN | 001-743-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,838 sqft Heated Area |
| 1st Floor Area | 1,208 sqft |
| Upper Floors Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 17,516 sqft (0.402 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 21907 TORRENCE CHAPEL RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L23 M37-483 |
| Legal Subdivision | TORRANCE CHAPEL ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 6217 |
Source: Mecklenburg County records · APN 001-743-06
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC |
| Jun 25, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2005 · Amount on Record |
| Deed Document Number | 2025117156 |
| Deed Book / Page | 40003 / 713 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 14, 2025 |
| Property Address | 21907 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000117156 |
| Book / Page | 40003 / 713 |
| Map Reference | MB 37 PG 483 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025117156 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | EXECUTIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21907 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Name | Verified Name |
|---|
| Document Number | 0000117157 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025117157 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21907 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000078584 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 33614/055 |
| Instrument | 2019078584 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458,700 Land $95,000 Building $363,700 | ||
| 2024 | $3,009.00 | ||
| 2023 | $458,700 Land $95,000 Building $363,700 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAHIA BAY S/D private · serves 350 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.91 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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