21729 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21729 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,024 sqft · built 2004
Lot Size0.409 acres (17,854 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Sep 2021)
Tax Bill$3,452 (2023)
Deeds & MortgagesSep 2021 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-743-19

Property Details

APN / Parcel Number

Primary APN001-743-19

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,024 sqft Heated Area
Gross Area2,397 sqft
1st Floor Area1,688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area17,854 sqft (0.409 acres)
Garage Area420 sqft
PorchPorch
Porch Area25 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-743-19
Street Address21729 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL35 M39-809
Legal SubdivisionTORRANCE CHAPEL ESTATES
Legal Lot Number35
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2005
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21606 RIO ORO DR, CORNELIUS, NC 28031-6726
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 30, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Document Number0036594104
Deed Book / Page36594 / 104
Record UpdatedJun 7, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 30, 2021
Property Address21729 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6780
Document Number0000187826
Book / Page36594 / 104
Map ReferenceMB 39 PG 809
Instrument DateSep 30, 2021
Instrument2021187826
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784

Transferred To (Grantee/Buyer)

NameVerified Name
Address21606 RIO ORO DR, CORNELIUS, NC 28031-6726

Mortgage

Document Number0000187827
DateSep 30, 2021
Instrument2021187827
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 30, 2021
Property Address21729 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6780
Document Number0000086471
Book / Page36010 / 174
Map ReferenceMB 37 PG 483
Instrument DateApr 30, 2021
Instrument2021086471
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$802.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address417 MCALWAY RD, CHARLOTTE, NC 28211-1407

Transferred To (Grantee/Buyer)

NameVerified Name
Address21729 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6780

Mortgage

Document Number0000086472
DateApr 30, 2021
Instrument2021086472
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAHIA BAY S/D
private · serves 350 people · EPA ID NC0160203
Water SourceGroundwater
Last State InspectionJul 2024
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.91 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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