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  5. Torrence Chapel Rd

21842 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21842 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,444 sqft · built 2016
Lot Size0.461 acres (20,105 sqft)
Owner2 Individual Names on Record
Last Sale$590,500 (Jan 2017)
Tax Bill$6,599 (2023)
Deeds & MortgagesSep 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-741-44

Property Details

APN / Parcel Number

Primary APN001-741-44

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,444 sqft Heated Area
Gross Area4,988 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area20,105 sqft (0.461 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-741-44
Street Address21842 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL10 M57-494
Legal SubdivisionTORRENCE CHAPEL SUB
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1014
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address21842 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 13, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Deed Document Number0031498667
Deed Book / Page31498 / 667
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21842 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6781
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000141519
DateSep 3, 2020
Book Page35012/920
Instrument2020141519
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 13, 2017
Property Address21842 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6781
Document Number0000005633
Book / Page31498 / 667
Map ReferenceMB57 PG494
Instrument DateJan 12, 2017
Instrument2017005633
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,181.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1345, FORT MILL, SC 29716-1345

Transferred To (Grantee/Buyer)

NameVerified Name
Address21842 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6781

Mortgage

Document Number0000005634
DateJan 13, 2017
Instrument2017005634
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAHIA BAY S/D
private · serves 350 people · EPA ID NC0160203
Water SourceGroundwater
Last State InspectionJul 2024
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.91 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20

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