Stanly County property record for 21831 Joy Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,160 sqft · built 1955 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $812 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 559602575119 |
| Primary APN | 559602575119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,160 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 18684 |
|---|---|
| Street Address | 21831 JOY RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 21831 JOY RD 559600065 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21831 JOY RD, LOCUST, NC 28097-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2007 |
| Transfer Doc | 0000303299 |
| Record Updated | Oct 29, 2026 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812.00 (+23.03%) | $123,129 (+38.36%) Land $38,300 Building $84,829 | $123,129 (+38.36%) Land $38,300 Building $84,829 |
| 2023 | $660.00 (+0.92%) | $88,989 (-) Land $23,750 Building $65,239 | $88,989 (-) Land $23,750 Building $65,239 |
| 2022 | $654.00 | $88,989 Land $23,750 Building $65,239 | $88,989 Land $23,750 Building $65,239 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Spectrum, Windstream.
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