Stanly County property record for 21700 Joy Rd, Locust, NC 28097 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,152 sqft · built 1923 |
| Lot Size | 48.5 acres (2,112,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,243,000 (Sep 2025) |
| Tax Bill | $417 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 559602661083 |
| Primary APN | 559602661083 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,152 sqft Finished Area |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 2,112,660 sqft (48.5 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 528 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 21034 |
|---|---|
| Street Address | 21700 JOY RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 21700 JOY RD 559600047 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 930700 |
Source: Stanly County records · APN 559602661083
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20106 JACOB RD, LOCUST, NC 28097-8301 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Deed Document Number | 481041 |
| Deed Book / Page | 1894 / 906 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 16, 2025 |
| Property Address | 21700 JOY RD, LOCUST, NC 28097-8311 |
| Document Number | 0000481041 |
| Book / Page | 1894 / 906 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 481041 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 400, ALBEMARLE, NC 28002-0400 |
| Name | Verified Name |
|---|---|
| Address | 20106 JACOB RD, LOCUST, NC 28097-8301 |
| Document Number | 0000481042 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 1894/912 |
| Instrument | 481042 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Stanly County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $417.00 (-53.77%) | $63,204 (+22.33%) Land $62,387 Building $817 | $340,370 (+50.91%) Land $339,553 Building $817 |
| 2023 | $902.00 (+0.78%) | $51,668 (-) Land $48,819 Building $2,849 | $225,543 (-) Land $222,694 Building $2,849 |
| 2022 | $895.00 | $51,668 Land $48,819 Building $2,849 | $225,543 Land $222,694 Building $2,849 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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