Stanly County property record for 21843 Joy Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,105 sqft · built 1999 |
| Lot Size | 11.8 acres (515,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,709 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 559601377243 |
| Primary APN | 559601377243 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,105 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 515,750 sqft (11.8 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Porch | Porch |
| Porch Area | 686 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 34254 |
|---|---|
| Street Address | 21843 JOY RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 21843 JOY RD 559600217 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21843 JOY RD, LOCUST, NC 28097-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0000440524 |
| Record Updated | Oct 29, 2026 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,709.00 (+26.29%) | $410,498 (+37.79%) Land $40,455 Building $370,043 | $499,556 (+41.03%) Land $129,513 Building $370,043 |
| 2023 | $2,145.00 | $297,918 Land $26,923 Building $270,995 | $354,227 Land $83,232 Building $270,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Spectrum, Windstream.
5G (outdoors only) and 4G LTE
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