21824 Joy Rd, Locust, NC 28097 Property Records

Stanly County property record for 21824 Joy Rd, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,624 sqft · built 1999
Lot Size	5.86 acres (255,697 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Jun 2023)
Tax Bill	$678 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`559602569956`

Property Details

APN / Parcel Number

Primary APN	`559602569956`
Alternative APNs	`1532238` `27181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	255,697 sqft (5.86 acres)
Porch	Porch
Porch Area	240 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1532238
Street Address	21824 JOY RD
City	LOCUST
State	NC
Zip	28097-8312
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	M/H 21824 JOY RD 559600114
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2039
Census Tract	930700

Owner

Source: Stanly County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21824 JOY RD, LOCUST, NC 28097-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	458948
Deed Book / Page	1823 / 1462
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 16, 2023
Property Address	21824 JOY RD, LOCUST, NC 28097-8312
Document Number	0000458948
Book / Page	1823 / 1462
Instrument Date	Jun 13, 2023
Instrument	458948
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1107 27TH AVE S, NORTH MYRTLE BEACH, SC 29582-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21824 JOY RD, LOCUST, NC 28097-8312

Mortgage

Document Number	0000458949
Date	Jun 16, 2023
Book Page	1823/1465
Instrument	458949

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 18, 2020
Property Address	21824 JOY RD, LOCUST, NC 28097-8312
Document Number	0000427152
Book / Page	001724 / 000252
Instrument Date	Dec 18, 2020
Instrument	427152
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21824 JOY RD LOCUST NC 280978312, LOCUST, NC 28097-8312

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Jun 6, 2017
Property Address	21824 JOY RD, LOCUST, NC 28097-8312
Document Number	0000391226
Book / Page	001611 / 000844
Instrument Date	May 30, 2017
Instrument	391226
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21824 JOY RD LOCUST NC 280978312, LOCUST, NC 28097-8312

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$678.00	$94,200 (-) Land $58,025 Building $36,175	$94,200 (-) Land $58,025 Building $36,175
2022	$678.00	$94,200 Land $58,025 Building $36,175	$94,200 Land $58,025 Building $36,175

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, Windstream.

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