21798 Joy Rd, Locust, NC 28097 Property Records

Stanly County property record for 21798 Joy Rd, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,200 sqft · built 1985
Lot Size	1.98 acres (86,249 sqft)
Owner	Individual Name on File
Tax Bill	$2,786 (2023)
Flood Zone	Zone X (minimal risk)
APN	`559602568730`

Property Details

APN / Parcel Number

Primary APN	`559602568730`
Alternative APNs	`31365` `33465`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,249 sqft (1.98 acres)
Porch	Porch
Porch Area	120 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	33465
Street Address	21798 JOY RD
City	LOCUST
State	NC
Zip	28097-8311
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	M/H 21798 JOY RD 559600178
Legal Subdivision	PARTIAL WILLIS D HATLEY EMMA H
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2039
Census Tract	930700

Owner

Source: Stanly County records · APN 559602568730

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	21798 JOY RD, LOCUST, NC 28097-8311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 2009
Deed Sale	Jan 01, 2009
Deed Document Number	0001258495
Prior Transfer Date	Dec 04, 2008
Prior Transfer Doc	314656
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,786.00	$37,859 (-) Land $23,705 Building $14,154	$37,859 (-) Land $23,705 Building $14,154
2022	$2,786.00	$37,859 Land $23,705 Building $14,154	$37,859 Land $23,705 Building $14,154

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, Uniti Group.

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.