218 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 218 E Spruce St, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size1.29 acres (56,192 sqft)
OwnerIndividual on Record
Last Sale$200,000 (Jun 2014)
Tax Bill$5,985 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-07.0-355-013

Property Details

APN / Parcel Number

Primary APN29-07.0-355-013
Alternative APN
  • 29070355013 (CHECK DIGIT = 2)

Exterior

Lot Area56,192 sqft (1.29 acres)

Location & Zoning

Account Number29070355013
Street Address218 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 SW1/4 7-14-5
Legal Range05
Legal Township14
Legal Section07
JurisdictionSANGAMON IL
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4023
Census Tract3203

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address218 E SPRUCE ST, CHATHAM, IL 62629-1623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2014 · Amount on Record
Deed SaleJun 30, 2014 · Amount on Record
Prior SaleOct 2, 2001 · Amount on Record
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address218 E SPRUCE ST, CHATHAM, IL 62629-1623
Transaction TypeMortgage
Record UpdatedAug 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R17958
DateJul 20, 2020
Instrument2020R17958
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term288 Months
DueSep 1, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionChatham Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,985.00 (+19.25%)$88,706 (+24.24%) Land $15,455 Building $73,251$266,118 (+24.24%) Land $46,365 Building $219,753
2022$5,019.00 Homeowner's exemption$71,400 Land $12,440 Building $58,960$214,200 Land $37,320 Building $176,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Nextlink.

Nearby Properties on E Spruce St

Nearby Streets

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