209 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 209 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2023)
Tax Bill	$4,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-07.0-352-012`
Alternative APN	`29070352012 (CHECK DIGIT = 8)`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	29070352012
Street Address	209 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1622
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E100' W190' S142' B19 VILLAGE OF CHATHAM
Legal Subdivision	CHATHAM
Jurisdiction	SANGAMON IL
Minor Civil Division	CHATHAM
Census Blockgroup	4
Census Block	4022
Census Tract	3203

Owner

Source: Sangamon County records · APN 29-07.0-352-012

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 E SPRUCE ST, CHATHAM, IL 62629-1622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2023	Warranty Deed, Transfer · Conventional Mortgage INB NA
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2023 · Amount on Record
Deed Sale	Jan 04, 2023 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Doc Number	2023176
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jan 04, 2023
Property Address	209 E SPRUCE ST, CHATHAM, IL 62629-1622
Document Number	2023R00176
Instrument Date	Dec 30, 2022
Instrument	2023R00176
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	209 E SPRUCE ST, CHATHAM, IL 62629-1622

Mortgage

Document Number	2023R00177
Date	Jan 04, 2023
Instrument	2023R00177

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.63%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 16, 2020
Property Address	209 E SPRUCE ST, CHATHAM, IL 62629-1622
Document Number	2020R08036
Instrument Date	Apr 10, 2020
Instrument	2020R08036
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	209 E SPRUCE ST, CHATHAM, IL 62629-1622

Mortgage

Document Number	2020R08037
Date	Apr 16, 2020
Instrument	2020R08037

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 (+96.57%)	$74,188 (+91.65%) Land $7,180 Building $67,008	$222,564 (+91.65%) Land $21,540 Building $201,024
2022	$2,510.00 Homeowner's exemption	$38,711 Land $2,057 Building $36,654	$116,133 Land $6,171 Building $109,962

Flood & Wildfire

209 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

209 E Spruce St, Chatham, IL 62629 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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