114 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 114 E Spruce St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,536 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Apr 2025)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-354-065`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-354-065`
Alternative APN	`29070354065 (CHECK DIGIT = 0)`

Exterior

Lot Area	6,536 sqft (0.15 acres)
Lot Dimensions	76 ft deep x 86 ft wide

Location & Zoning

Account Number	29070354065
Street Address	114 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 76' LOTS 28 & 29 CLOYD'S ADDN 76 X 86
Legal Subdivision	CLOYDS ADD
Legal Lot Number	28-29
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4024
Census Tract	3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4404 FOXHALL LN, SPRINGFIELD, IL 62711-6759
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage INB NA
Jun 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20256358
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	2020R13297
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 14, 2022
Property Address	114 E SPRUCE ST, CHATHAM, IL 62629-1621
Document Number	2022R15408
Instrument Date	Jul 12, 2022
Instrument	2022R15408
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E SPRUCE ST, CHATHAM, IL 62629-1621

Mortgage

Document Number	2022R15409
Date	Jul 14, 2022
Instrument	2022R15409

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 19, 2022
Property Address	114 E SPRUCE ST, CHATHAM, IL 62629-1621
Document Number	2022R08292
Instrument Date	Apr 18, 2022
Instrument	2022R08292
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WILLOWS AVE, CHATHAM, IL 62629-1553
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R08293
Date	Apr 18, 2022
Instrument	2022R08293

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Jun 8, 2020
Property Address	114 E SPRUCE ST, CHATHAM, IL 62629-1621
Document Number	2020R13297
Instrument Date	Jun 3, 2020
Instrument	2020R13297
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 E SPRUCE ST, CHATHAM, IL 62629-1621

Mortgage

Document Number	2020R13298
Date	Jun 8, 2020
Instrument	2020R13298

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,962.00 (+11.14%)	$54,752 (+10.12%) Land $1,680 Building $53,072	$164,256 (+10.12%) Land $5,040 Building $159,216
2024	$3,565.00 (+22.01%)	$49,721 (+12.82%) Land $1,526 Building $48,195	$149,163 (+12.82%) Land $4,578 Building $144,585
2022	$2,922.00	$44,070 Land $1,352 Building $42,718	$132,210 Land $4,056 Building $128,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

Nearby Properties on E Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures