Sangamon County property record for 301 E Spruce St, Chatham, IL 62629
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $151,500 (Jun 2023) |
| Tax Bill | $4,759 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07.0-353-011 |
| Primary APN | 29-07.0-353-011 |
|---|---|
| Alternative APN |
|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|
| Account Number | 29070353011 |
|---|---|
| Street Address | 301 E SPRUCE ST |
| City | CHATHAM |
| State | IL |
| Zip | 62629-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 SW1/4 SW1/4 & PT VAC SPRUCE ST LYING SO OF PROPERTY 7-14-5 |
| Legal Range | 05 |
| Legal Township | 14 |
| Legal Section | 07 |
| Legal Subdivision | VILLAGE OF CHATHAM |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 3203 |
Source: Sangamon County records · APN 29-07.0-353-011
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MTG CO |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Jul 06, 2009 · Amount on Record |
| Deed Document Number | 202311462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 27, 2023 |
| Property Address | 301 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Document Number | 2023R11462 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023R11462 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Document Number | 2023R11463 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023R11463 |
| Name | DIAMOND RESIDENTIAL MTG CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 301 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018R22381 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018R22381 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Oct 24, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 301 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R17408 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017R17408 |
| Name | DIAMOND RESIDENTIAL MTG CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chatham Village |
| County | Sangamon County |
| County Subdivision | Chatham Township |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,759.00 (+11.11%) | $65,768 (+10.12%) Land $6,181 Building $59,587 | $197,304 (+10.12%) Land $18,543 Building $178,761 |
| 2024 | $4,283.00 (+18.91%) | $59,724 (+12.82%) Land $5,613 Building $54,111 | $179,172 (+12.82%) Land $16,839 Building $162,333 |
| 2022 | $3,602.00 Homeowner's exemption | $52,936 Land $4,975 Building $47,961 | $158,808 Land $14,925 Building $143,883 |
Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Frontier.
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHATHAM serves 16,423 people |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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