Sangamon County property record for 351 E Spruce St, Chatham, IL 62629 · Last verified June 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 27,870 sqft (0.639 acres) |
| Last Sale | $680,000 (2026) |
| Tax Bill | $9,766.00 (2025) |
| Primary APN | 29-07.0-353-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 27,870 sqft (0.639 acres) |
|---|
| Account Number | 29070353005 |
|---|---|
| Street Address | 351 E SPRUCE ST |
| City | CHATHAM |
| State | IL |
| Zip | 62629-1624 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | E 176' S 158' B 4 THAYERS ADDN TO CHATHAM |
| Legal Subdivision | THAYERS ADD |
| Jurisdiction | SANGAMON IL |
| Minor Civil Division | CHATHAM |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 3203 |
Source: Sangamon County records · APN 29-07.0-353-005
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4021 EAGLE WING RD, SPRINGFIELD, IL 62711-8092 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Sep 04, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 01, 2007 | Deed of Trust, Mortgage · Commercial Mortgage WARREN BOYNTON STATE BANK |
| Aug 06, 2012 | Deed of Trust, Mortgage · Commercial Mortgage WEST CENTRAL BANK |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK AND TRUST |
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK AND TRUST |
| Apr 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WEST CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2013 · Amount on Record |
| Deed Doc Number | 20265298 |
| Prior Transfer Date | Apr 05, 2021 |
| Prior Transfer Doc | 2021R09603 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025R15503 |
|---|---|
| Date | Sep 04, 2025 |
| Instrument | 2025R15503 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007R41736 |
|---|---|
| Date | Nov 01, 2007 |
| Instrument | 2007R41736 |
| Name | WARREN BOYNTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 19, 2014 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012R29576 |
|---|---|
| Date | Aug 06, 2012 |
| Instrument | 2012R29576 |
| Name | WEST CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 01, 2026 |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Document Number | 0000005298 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 20265298 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECORD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103,020.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4021 EAGLE WING RD, SPRINGFIELD, IL 62711-8092 |
| Document Number | 0000005299, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 20265299 |
| Name | PARK STATE BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 01, 2026 |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Document Number | 2026R05298 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 2026.5298 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103,020.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4021 EAGLE WING RD, SPRINGFIELD, IL 62711-8092 |
| Document Number | 0000005299, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 2026.5299 |
| Name | PARK STATE BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 08, 2021 |
| Property Address | 351 E SPRUCE ST, CHATHAM, IL 62629-1624 |
| Document Number | 2021R09602 |
| Map Reference | VL 591 PG 627 |
| Instrument Date | Apr 05, 2021 |
| Instrument | 2021R09602 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21673 LAGO DR, DELAVAN, IL 61734-1649 |
| Document Number | 2021R09603 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 2021R09603 |
| Name | WEST CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 05, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Chatham Village |
| County | Sangamon County |
| County Subdivision | Chatham Township |
| Unified School District | Ball-Chatham Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,766.00 (+11.12%) | $134,956 (+10.12%) Land $2,333 Building $132,623 | $404,868 (+10.12%) Land $6,999 Building $397,869 |
| 2024 | $8,789.00 (+5.42%) | $122,554 (+12.82%) Land $2,119 Building $120,435 | $367,662 (+12.82%) Land $6,357 Building $361,305 |
| 2022 | $8,337.00 | $108,627 Land $1,878 Building $106,749 | $325,881 Land $5,634 Building $320,247 |
351 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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