Cortland County and Homer Town property record for 2146 E River Rd, Cortland, NY 13045
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2005 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Oct 2024) |
| Tax Bill | $7,635 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage May 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 77.00-02-21.000 |
| Primary APN | 113089 77.00-02-21.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 442,570 sqft (10.1 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 526 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2146 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 79 JOHNSON HILL RD, LISLE, NY 13797-1405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage GENESEE REGIONAL BANK |
| May 2, 2024 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on Record |
| Deed Sale | Oct 29, 2024 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 20244461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 29, 2024 |
| Property Address | 2146 E RIVER RD, CORTLAND, NY 13045-9755 |
| Document Number | 0000004461 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024-04461 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 JOHNSON HILL RD, LISLE, NY 13797-1405 |
| Document Number | 0000004462 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 2024-04462 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | May 2, 2024 |
| Property Address | 2146 E RIVER RD, CORTLAND, NY 13045-9755 |
| Document Number | 0000001836 |
| Instrument Date | May 2, 2024 |
| Instrument | 2024-01836 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2146 E RIVER RD, CORTLAND, NY 13045-9755 |
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,635.00 (+154.25%) | ||
| 2025 | $3,003.00 (-4.36%) | $190,000 (+15.85%) Land $34,000 Building $156,000 | $283,582 (+19.31%) Land $50,746 Building $232,836 |
| 2023 | $3,140.00 Homeowner's exemption | $164,000 Land $34,000 Building $130,000 | $237,681 Land $49,275 Building $188,406 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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