Shelby County property record for 2170 Westminster Dr, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,084 sqft · built 1989 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Apr 2007) |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1919153.002 |
| Primary APN | 01-1919153.002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,084 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 158 ft deep x 110 ft wide |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Patio Area | 330 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2170 WESTMINSTER DR |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4946 WELLS HILL SUB 8TH ADDN LOT 4946 020-19-19-153-002PLAT V18 P21 |
| Legal Subdivision | WELLS HILL SUBDIVISION 8TH ADDITION |
| Legal Lot Number | 4946 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 972100 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK |
| Aug 17, 2022 | Warranty Deed, Transfer · Closed-End Mortgage PEOPLES FEDERAL SAVINGS BANK |
| Jan 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2007 · Amount on Record |
| Deed Sale | Apr 6, 2007 · Amount on Record |
| Prior Sale | Jun 29, 1995 · Amount on Record |
| Deed Document Number | 20072324 |
| Deed Book / Page | 1636 / 251 |
| Last Transfer Date | Jan 21, 2022 |
| Transfer Doc | 002307/147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02313/4688 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 2313/4688 |
| Instrument | 202301199 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 7.95% |
| Index | 1-Year CMT |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 17, 2022 |
| Property Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Document Number | 02310/4363 |
| Book / Page | 2310 / 4363 |
| Map Reference | VOL 18 PG 21 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 202204553 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Document Number | 0202204554 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 202204554 |
| Name | PEOPLES FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Jan 27, 2022 |
| Property Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Document Number | 002307/147 |
| Book / Page | 2307 / 147 |
| Map Reference | VOL 18 PG 21 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 202200539 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STATE TITLE AGENCY INC, STATES TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2170 WESTMINSTER DR, SIDNEY, OH 45365-1956 |
| Document Number | 0202200540 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 202200540 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,999.00 (-6.05%) | $92,430 (-) Land $18,190 Building $74,240 | |
| 2024 | $3,192.00 (-2.24%) Homeowner's exemption | $92,430 (-) Land $18,190 Building $74,240 | |
| 2023 | $3,265.00 (+7.37%) Homeowner's exemption | $92,430 (+24.57%) Land $18,190 Building $74,240 | $264,080 (+24.57%) Land $51,960 Building $212,120 |
| 2022 | $3,041.00 | $74,200 Land $13,240 Building $60,960 | |
| 2020 | $212,000 Land $37,830 Building $174,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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