2166 el Monte Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2166 el Monte Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1960
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Dec 2006)
Tax Bill$6,710 (2025)
Deeds & MortgagesJan 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN148-242-12-00

Property Details

APN / Parcel Number

Primary APN148-242-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,264 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions130 ft deep x 68 ft wide
View / LotGood
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2166 EL MONTE DR
CityOCEANSIDE
StateCA
Zip92054-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 44 TR 004048
Legal SubdivisionMISSION PACIFIC
Legal Tract004048
Legal Block2
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18509

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2166 EL MONTE DR, OCEANSIDE, CA 92054-3523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2006 · Amount on Record
Deed SaleDec 22, 2006 · Amount on Record
Prior SaleOct 29, 1998 · Amount on Record
Deed Document Number2006909538
Prior Transfer DateAug 15, 2006
Prior Transfer Doc0000600760
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2166 EL MONTE DR, OCEANSIDE, CA 92054-3523
Document Number0000051167
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2166 EL MONTE DR OCEANSIDE CA 920543523, OCEANSIDE, CA 92054-3523

Mortgage

Document Number0000051167
DateJan 31, 2020
Instrument51167
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2166 EL MONTE DR, OCEANSIDE, CA 92054-3523
Document Number0000088342
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2166 EL MONTE DR OCEANSIDE CA 920543523, OCEANSIDE, CA 92054-3523

Mortgage

Document Number0000088342
DateMar 7, 2018
Instrument88342
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$614,922 (+2%) Land $409,948 Building $204,974
2025$6,710.00 (+5.22%) Homeowner's exemption$602,865 (+4.04%) Land $401,910 Building $200,955
2023$6,377.00 (+1.56%) Homeowner's exemption$579,456 Land $386,304 Building $193,152
2022$6,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1998)
Claims Outside the SFHA8 of 8
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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