San Diego County property record for 2207 el Monte Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,705 sqft · built 1960 |
| Lot Size | 0.188 acres (8,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2012) |
| Tax Bill | $4,184 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Feb 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-243-15-00 |
| Primary APN | 148-243-15-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,705 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 8,200 sqft (0.188 acres) |
| Old Parcel Number | 1482521500 |
|---|---|
| Street Address | 2207 EL MONTE DR |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 27 TR 004048 |
| Legal Subdivision | MISSION PACIFIC |
| Legal Tract | 004048 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18509 |
Source: San Diego County records · APN 148-243-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Feb 03, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN PACIFIC HM LOANS |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage R & D PROPERTIES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on Record |
| Deed Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 2012319920 |
| Prior Transfer Date | Sep 19, 2002 |
| Prior Transfer Doc | 0000822243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Document Number | 0000192698 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023-0192698 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Document Number | 0000051266 |
|---|---|
| Date | Feb 03, 2022 |
| Instrument | 2022-0051266 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Document Number | 0000283723 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Name | Verified Name |
|---|---|
| Address | 2207 EL MONTE DR OCEANSIDE CA 920543524, OCEANSIDE, CA 92054-3524 |
| Document Number | 0000283723 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 283723 |
| Name | WESTERN PACIFIC HM LOANS |
|---|---|
| Address | ANAHEIM, CA 92808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2207 EL MONTE DR, OCEANSIDE, CA 92054-3524 |
| Document Number | 0000112018 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 7 BARBADOS DR ALISO VIEJO CA 926563313, ALISO VIEJO, CA 92656-3313 |
| Document Number | 0000112018 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 112018 |
| Name | R & D PROPERTIES INC |
|---|---|
| Address | 3990 PRADO DE LAS FRUTAS, CALABASAS, CA 91302-3639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,338 (+2%) Land $104,825 Building $279,513 | |
| 2025 | $4,184.00 (+5.26%) Homeowner's exemption | $376,803 (+4.04%) Land $102,770 Building $274,033 |
| 2023 | $3,975.00 (+1.56%) Homeowner's exemption | $362,173 Land $98,780 Building $263,393 |
| 2022 | $3,914.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1998) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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