2158 el Monte Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2158 el Monte Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,750 sqft · built 1960
Lot Size0.227 acres (9,900 sqft)
Owner2 Company Names on Record
Last Sale$144,000 (Sep 1995)
Tax Bill$2,637 (2025)
Deeds & MortgagesOct 2026 Sale
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN148-242-10-00

Property Details

APN / Parcel Number

Primary APN148-242-10-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,750 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area9,900 sqft (0.227 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2158 EL MONTE DR
CityOCEANSIDE
StateCA
Zip92054-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 46 TR 004048
Legal SubdivisionMISSION PACIFIC
Legal Tract004048
Legal Block2
Legal Lot Number46
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2003
Census Tract18509

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2158 EL MONTE DR, OCEANSIDE, CA 92054-3523
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 2, 2017Deed of Trust, Mortgage · VA Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 1995 · Amount on Record
Deed SaleSep 18, 1995 · Amount on Record
Deed Document Number1995413674
Record UpdatedOct 29, 2026

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 9, 2026
Property Address2158 EL MONTE DR, OCEANSIDE, CA 92054-3523
Document Number0000294025
Instrument DateOct 8, 2026
Instrument2026294025
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2158 EL MONTE DR, OCEANSIDE, CA 92054-3523

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2158 EL MONTE DR, OCEANSIDE, CA 92054-3523
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097996
DateMar 2, 2017
Instrument2017-0097996
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$243,133 (+2%) Land $115,212 Building $127,921
2025$2,637.00 (+5.31%) Homeowner's exemption$238,366 (+4.04%) Land $112,953 Building $125,413
2023$2,504.00 (+1.58%) Homeowner's exemption$229,112 Land $108,568 Building $120,544
2022$2,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1998)
Claims Outside the SFHA8 of 8
Most Recent ClaimApr 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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