2206 el Monte Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2206 el Monte Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1960
Lot Size	0.243 acres (10,600 sqft)
Owner	Company Name on Record
Last Sale	$788,000 (Jul 2021)
Tax Bill	$10,047 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-243-02-00`

Property Details

APN / Parcel Number

Primary APN	`148-243-02-00`
Alternative APN	`1482520200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1482520200
Street Address	2206 EL MONTE DR
City	OCEANSIDE
State	CA
Zip	92054-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 40 TR 004048
Legal Subdivision	MISSION PACIFIC
Legal Tract	004048
Legal Block	3
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18509

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2206 EL MONTE DR, OCEANSIDE, CA 92054-3525
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 14, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	2021527672
Last Transfer Date	Sep 22, 2023
Transfer Doc	0000267519
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2023
Property Address	2206 EL MONTE DR, OCEANSIDE, CA 92054-3525
Document Number	0000267519
Map Reference	MAP 4048
Instrument Date	Sep 22, 2023
Instrument	2023-0267519
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 POLARIS DR, ENCINITAS, CA 92024-2482

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2021
Property Address	2206 EL MONTE DR, OCEANSIDE, CA 92054-3525
Document Number	0000527672
Map Reference	MAP 4048
Instrument Date	Jul 13, 2021
Instrument	2021-0527672
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	606 POLARIS DR, ENCINITAS, CA 92024-2482

Mortgage

Document Number	0000527673
Date	Jul 23, 2021
Instrument	2021-0527673

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2019
Property Address	2206 EL MONTE DR, OCEANSIDE, CA 92054-3525
Document Number	0000054272
Map Reference	MAP 4048
Instrument Date	Jan 16, 2019
Instrument	2019-0054272
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2206 EL MONTE DR, OCEANSIDE, CA 92054-3525

Mortgage

Document Number	0000054273
Date	Feb 14, 2019
Instrument	2019-0054273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,382 (+2%) Land $560,699 Building $351,683
2025	$10,047.00 (+1.94%)	$894,493 (+4.04%) Land $549,705 Building $344,788
2024	$9,856.00 (+3.17%)
2023	$9,553.00 (+8.57%)	$859,760 Land $528,360 Building $331,400
2022	$8,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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