San Diego County property record for 2162 el Monte Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,857 sqft · built 1960 |
| Lot Size | 0.255 acres (11,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (May 2016) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-242-11-00 |
| Primary APN | 148-242-11-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,857 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 11,100 sqft (0.255 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2162 EL MONTE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 45 TR 004048 |
| Legal Subdivision | MISSION PACIFIC |
| Legal Tract | 004048 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 18509 |
Source: San Diego County records · APN 148-242-11-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Mar 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| May 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2016 · Amount on Record |
| Deed Sale | May 24, 2016 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Document Number | 2016253545 |
| Prior Transfer Date | Jun 15, 2013 |
| Prior Transfer Doc | 0000397691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2026 |
| Property Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Document Number | 0000171639 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026171639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Document Number | 0000171639, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026171639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Document Number | 0000056393 |
|---|---|
| Date | Mar 06, 2024 |
| Instrument | 2024-0056393 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | CAMP PENDLETON, CA 92055 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000233244 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 2020-0233244 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 2162 EL MONTE DR, OCEANSIDE, CA 92054-3523 |
| Document Number | 0000028455 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-0028455 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,746 (+2%) Land $383,983 Building $241,763 | |
| 2025 | $4,948.00 (-23.76%) | $613,477 (+4.04%) Land $376,454 Building $237,023 |
| 2023 | $6,490.00 (+1.56%) Homeowner's exemption | $589,657 Land $361,837 Building $227,820 |
| 2022 | $6,390.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1998) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Apr 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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