115 Prospect Ave, Gilby, ND 58235 Property Records

Grand Forks County property record for 115 Prospect Ave, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$722 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43000100070000`

Property Details

APN / Parcel Number

Primary APN	`43000100070000`

Exterior

Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	115 PROSPECT AVE
City	GILBY
State	ND
Zip	58235-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 430001 BLK: 10 LOT: 9 LT:9 BK:10, ORIGINAL TOWNSITE
Legal Subdivision	LEASED SITES-GOVERNMENTAL PROPERTY
Legal Block	10
Legal Lot Number	9
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1227
Census Tract	11400

Owner

115 Prospect Ave is owned by an individual who acquired it in December 2010.

Source: Grand Forks County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2312 25TH ST NE, MEKINOCK, ND 58258-9626
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
May 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jan 23, 2012	Intrafamily Transfer, Transfer
Dec 8, 2010	Deed, Transfer
Oct 13, 2010	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2010
Deed Sale	Dec 8, 2010
Prior Sale	Oct 13, 2010
Deed Document Number	2010702966
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	115 PROSPECT AVE, GILBY, ND 58235-3539
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000851838
Date	Oct 23, 2025
Instrument	851838

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	115 PROSPECT AVE, GILBY, ND 58235-3539
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000719373
Date	May 25, 2012
Instrument	719373

Lender

Name	BREMER BANK NA
Type	Bank
Address	GRAND FORKS, ND 58208

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAND FORKS ND
Recording Date	Jan 23, 2012
Property Address	115 PROSPECT AVE, GILBY, ND 58235-3539
Document Number	0000715396
Map Reference	MB X
Instrument Date	Jan 23, 2011
Instrument	715396
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 25TH ST NE, MEKINOCK, ND 58258-9626

December 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Dec 8, 2010
Property Address	115 PROSPECT AVE, GILBY, ND 58235-3539
Document Number	0000702966
Instrument Date	Dec 7, 2010
Instrument	702966
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 25TH ST NE, MEKINOCK, ND 58258-9626

October 2010: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	GRAND FORKS ND
Recording Date	Oct 13, 2010
Property Address	115 PROSPECT AVE, GILBY, ND 58235-3539
Document Number	0000701318
Instrument Date	Oct 13, 2010
Instrument	701318
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 S 4TH ST, GRAND FORKS, ND 58201-4715

Tax Assessment & Valuation

The 2025 property tax bill for 115 Prospect Ave was $722.

Source: Grand Forks County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$722.00	$35,650 Land $900 Building $34,750	$71,300 Land $1,800 Building $69,500
2023	$651.00	$31,700 Land $1,900 Building $29,800	$63,400 Land $3,800 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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