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2143 Derfla Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2143 Derfla Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,235 sqft · built 1977
Lot Size0.412 acres (17,947 sqft)
Owner2 Trust Names on File
Last Sale$480,000 (Aug 2021)
Tax Bill$3,805 (2025)
Deeds & MortgagesDec 2022 Transfer
Aug 2021 Sale
Flood ZoneZone AE (high risk)
APN17-7210-0064-00-8

Property Details

APN / Parcel Number

Primary APN17-7210-0064-00-8
Alternative APN
  • 11-17-7210-0064-00-8

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,235 sqft Living Area
1st Floor Area2,235 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRaised Ranch
Lot Area17,947 sqft (0.412 acres)
Lot Dimensions156 ft deep x 115 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address2143 DERFLA DR
CitySAINT JOSEPH
StateMI
Zip49085-9661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionLOT 64 SHADY SHORES NO 1
Legal SubdivisionSHADY SHORES #1
Legal Lot Number64
Legal Unit64
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group3
Census Block3001
Census Tract1800

Owner

2143 Derfla Dr is owner-occupied and held in a trust since August 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Trust Names on File
Mailing Address2143 DERFLA DR, SAINT JOSEPH, MI 49085-9661
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Intrafamily Transfer, Transfer
Aug 24, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2021 · Amount on File
Deed SaleAug 24, 2021 · Amount on File
Prior SaleOct 18, 2012 · Amount on File
Deed Book / Page3341 / 919
Prior Transfer DateNov 23, 2010
Prior Transfer Doc02940/1767
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateDec 5, 2022
Property Address2143 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number03393/3409
Book / Page3393 / 3409
Map ReferenceLB 16 PG 36
Instrument DateDec 2, 2022
Instrument2022368633
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2143 DERFLA DR, SAINT JOSEPH, MI 49085-9661

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 24, 2021
Property Address2143 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number003341/919
Book / Page3341 / 919
Map ReferenceLB1 PG16
Instrument DateAug 19, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount on Record
Tax$4,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2143 DERFLA DR, SAINT JOSEPH, MI 49085-9661

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 N SHARON CHAPEL RD, WEST LAFAYETTE, IN 47906-4500

Tax Assessment & Valuation

The 2025 property tax bill for 2143 Derfla Dr was $3,805 with a homeowner's exemption, up 2.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,100 (+16.03%)$482,200 (+16.03%)
2025$3,805.00 (+2.34%) Homeowner's exemption$207,800$415,600
2024$3,718.00
2023$154,600$309,200
2022$3,373.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2143 Derfla Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims43 (1978–2018)
Claims Outside the SFHA11 of 43
Most Recent ClaimMar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2143 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derfla Dr

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