Berrien County property record for 2133 Derfla Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,933 sqft · built 1993 |
| Lot Size | 0.935 acres (40,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (May 1981) |
| Tax Bill | $5,626 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 17-7210-0059-00-4 |
| Primary APN | 17-7210-0059-00-4 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,933 sqft Living Area |
| 1st Floor Area | 2,243 sqft |
| Basement Area | 1,235 sqft |
| Unfinished Basement | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 40,729 sqft (0.935 acres) |
| Lot Dimensions | 230 ft deep x 177 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2133 DERFLA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 59 SHADY SHORES NO 1 |
| Legal Subdivision | SHADY SHORES #1 |
| Legal Lot Number | 59 |
| Legal Unit | 59 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
2133 Derfla Dr is owned and occupied by two individuals who bought it in May 1981.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2133 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 1981 · Amount on File |
| Deed Sale | May 29, 1981 · Amount on File |
| Prior Sale | Feb 4, 1981 |
| Deed Book / Page | 1286 / 422 |
| Transfer Doc | 03284/2611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 31, 2020 |
| Property Address | 2133 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Document Number | 03284/2611 |
| Book / Page | 3284 / 2611 |
| Map Reference | LB 16 PG 36 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2133 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
The 2025 property tax bill for 2133 Derfla Dr was $5,626 with a homeowner's exemption, up 2.3% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,600 (+17.34%) | $743,200 (+17.34%) | |
| 2025 | $5,626.00 (+2.35%) Homeowner's exemption | $316,700 | $633,400 |
| 2024 | $5,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2133 Derfla Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2133 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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