2135 Derfla Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2135 Derfla Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 1970
Lot Size	0.609 acres (26,528 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Mar 2026)
Tax Bill	$7,351 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure Feb 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-7210-0060-00-2`

Property Details

APN / Parcel Number

Primary APN	`17-7210-0060-00-2`
Alternative APN	`11-17-7210-0060-00-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Unfinished Basement	1,749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	26,528 sqft (0.609 acres)
Lot Dimensions	214 ft deep x 124 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2135 DERFLA DR
City	SAINT JOSEPH
State	MI
Zip	49085-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	LOT 60 SHADY SHORES NO 1
Legal Subdivision	SHADY SHORES #1
Legal Lot Number	60
Legal Unit	60
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	171 ASHTON DR, BURR RIDGE, IL 60527-0310
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Sheriff's Deed, Foreclosure
Feb 12, 2024	Intrafamily Transfer, Transfer
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Nov 5, 2021 · Amount on File
Deed Document Number	2026454207
Deed Book / Page	3472 / 918
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	0000454207
Record Updated	Oct 29, 2026

March 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 12, 2026
Property Address	2135 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number	003472/918
Book / Page	3472 / 918
Map Reference	LB 16 PG 36
Instrument Date	Jan 16, 2026
Instrument	2026454207
Transaction Type	Foreclosure
Record Updated	Apr 8, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 ASHTON DR, BURR RIDGE, IL 60527-0310

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 12, 2024
Property Address	2135 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number	03420/2373
Book / Page	3420 / 2373
Map Reference	LB 16 PG 36
Instrument Date	Feb 2, 2024
Instrument	2024397960
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13819 SPRING LN, ORLAND PARK, IL 60467-7615

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2135 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13819 SPRING LN, ORLAND PARK, IL 60467-7615

Mortgage

Document Number	03406/3260
Date	Jun 26, 2023
Book Page	3406/3260
Instrument	2023383443

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 5, 2021
Property Address	2135 DERFLA DR, SAINT JOSEPH, MI 49085-9661
Document Number	0003352/86
Book / Page	3352 / 86
Map Reference	LB 16 PG 36
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,558.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2135 BERLIN DRIVE, SAINT JOSEPH, MI 49085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13819 SPRING LN, ORLAND PARK, IL 60467-7615

Mortgage

Document Number	0033513192
Date	Nov 5, 2021
Instrument	3351/3192

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,700 (+15.8%)	$539,400 (+15.8%)
2025	$7,351.00 (+2.67%)	$232,900 (+35.25%)	$465,800 (+35.25%)
2024	$7,160.00 (+10.24%)
2023		$172,200	$344,400
2022	$6,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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