Berrien County property record for 2139 Derfla Dr, Saint Joseph, MI 49085 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1962 |
| Square Footage | 2,608 sqft Living Area |
| Lot Size | 19,820 sqft (0.455 acres) |
| Garage | 420 sqft |
| Last Sale | $269,000 (2020) |
| Tax Bill | $6,729.00 (2025) |
| Primary APN | 17-7210-0062-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,608 sqft Living Area |
| 1st Floor | 2,608 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch Style |
| Lot Area | 19,820 sqft (0.455 acres) |
| Depth X Width | 150 ft x 132 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Heating System | Heat Pump Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 2139 DERFLA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9661 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 62 SHADY SHORES NO 1 |
| Legal Subdivision | SHADY SHORES NUMBER 1 |
| Legal Lot Number | 62 |
| Legal Unit | 62 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ROYALTON |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
Source: Berrien County records · APN 17-7210-0062-00-5
Assessment roll updated June 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1721 W LE MOYNE ST, CHICAGO, IL 60622-2134 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 03, 2020 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 31, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) EDGEWATER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2020 · Amount on Record |
| Deed Sale | Sep 03, 2020 · Amount on Record |
| Prior Sale | Sep 03, 2020 · Amount on Record |
| Deed Book / Page | 3289 / 1184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 03, 2020 |
| Property Address | 2139 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Document Number | 03289/1184 |
| Book / Page | 3289 / 1184 |
| Map Reference | LB 16 PG 36 |
| Instrument Date | Sep 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,313.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1721 W LE MOYNE ST, CHICAGO, IL 60622-2134 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 31, 2017 |
| Property Address | 2139 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Document Number | 03188/0753 |
| Book / Page | 3188 / 0753 |
| Map Reference | LB16 PG36 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 3188-0753 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2139 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Document Number | 0031872797 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 3187-2797 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.63% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.63% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,400 | $766,800 | |
| 2025 | $6,729.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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