Berrien County property record for 2145 Derfla Dr, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,522 sqft · built 1986 |
| Lot Size | 0.374 acres (16,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Aug 2013) |
| Tax Bill | $2,891 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 17-7210-0065-00-4 |
| Primary APN | 17-7210-0065-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,522 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 16,291 sqft (0.374 acres) |
| Lot Dimensions | 163 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 2145 DERFLA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 65 SHADY SHORES NO 1 |
| Legal Subdivision | SHADY SHORES #1 |
| Legal Lot Number | 65 |
| Legal Unit | 65 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
2145 Derfla Dr is owned and occupied by an individual who bought it in August 2013.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2145 DERFLA DR, SAINT JOSEPH, MI 49085-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2013 · Amount on File |
| Deed Sale | Aug 28, 2013 · Amount on File |
| Prior Sale | Jan 10, 2002 |
| Deed Book / Page | 3049 / 134 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2145 Derfla Dr was $2,891 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,400 | $394,800 | |
| 2025 | $2,891.00 | ||
| 2023 | $130,300 | $260,600 | |
| 2022 | $2,562.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2145 Derfla Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2145 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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