2140 Forrest Rd, Winter Park, FL 32789 Property Records

Orange County property record for 2140 Forrest Rd, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,048 sqft · built 1995
Lot Size	0.261 acres (11,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Jul 2017)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-22-30-1252-02-181`

Property Details

APN / Parcel Number

Primary APN	`07-22-30-1252-02-181`
Alternative APNs	`302207125202181` `476784` `482438` `486993`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	4,428 sqft
1st Floor Area	1,997 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,374 sqft (0.261 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2140 FORREST RD
City	WINTER PARK
State	FL
Zip	32789-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	CHARMONT L/93 THE N 85 FT OF LOTS 18 & 19 BLK B
Legal Range	30E
Legal Township	22S
Legal Section	07
Legal Subdivision	CHARMONT
Legal Tract	1252
Legal Block	B
Legal Lot Number	18,19
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3005
Census Tract	12800

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2140 FORREST RD, WINTER PARK, FL 32789-6025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jul 21, 2017	Warranty Deed, Transfer · ARM IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Apr 10, 1998 · Amount on Record
Deed Document Number	2017407928
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2140 FORREST RD, WINTER PARK, FL 32789-6025
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 FORREST RD, WINTER PARK, FL 32789-6025

Mortgage

Document Number	0000728333
Date	Nov 30, 2021
Instrument	20210728333

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 21, 2017
Property Address	2140 FORREST RD, WINTER PARK, FL 32789-6025
Document Number	0000407928
Map Reference	MB L PG 93
Instrument Date	Jul 20, 2017
Instrument	20170407928
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,055.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2091, WINTER PARK, FL 32790-2091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 FORREST RD, WINTER PARK, FL 32789-6025

Mortgage

Document Number	0000407929
Date	Jul 21, 2017
Instrument	20170407929

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.65%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$729,188 (+2.7%)	$1,169,880 (-1.06%) Land $495,000 Building $674,880
2025	$10,824.00 (+3.32%) Homeowner's exemption	$710,018 (+5.99%)	$1,182,420 (+11.63%) Land $495,000 Building $687,420
2024	$10,476.00 (+3.9%)
2023	$10,083.00 (+6.83%) Homeowner's exemption	$669,911 (+3%)	$1,059,190 (+15.56%) Land $450,000 Building $609,190
2022	$9,438.00 Homeowner's exemption	$650,399	$916,607 Land $400,000 Building $516,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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