Maricopa County property record for 2145 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,509 sqft · built 1996 |
| Lot Size | 0.138 acres (5,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Oct 2020) |
| Tax Bill | $1,423 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Nov 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-171 |
| Primary APN | 309-11-171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| Gross Area | 1,637 sqft |
| 1st Floor Area | 1,509 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,994 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2145 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 16 MCR 402-38 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 16 |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 16 |
| Legal Lot Number | 49 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 422512 |
2145 E Saratoga St is owned and occupied by two individuals who bought it in October 2020.
Source: Maricopa County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2145 E SARATOGA ST, GILBERT, AZ 85296-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MTG LNDG INC |
| Nov 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage DESERT FIN'L FCU |
| Oct 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage DESERT SCHOOLS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Oct 18, 2018 · Amount on File |
| Deed Document Number | 20201021733 |
| Prior Transfer Date | Oct 2, 2008 |
| Prior Transfer Doc | 0000865273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 23, 2020 |
| Property Address | 2145 E SARATOGA ST, GILBERT, AZ 85296-2762 |
| Document Number | 0001021733 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 1021733 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | JETCLOSING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2145 E SARATOGA ST GILBERT AZ 852962762, GILBERT, AZ 85296-2762 |
| Document Number | 1021734 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 1021734 |
| Name | COMPASS MTG LNDG INC |
|---|---|
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2145 E SARATOGA ST, GILBERT, AZ 85296-2762 |
| Document Number | 0000862449 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2145 E SARATOGA ST GILBERT AZ 852962762, GILBERT, AZ 85296-2762 |
| Document Number | 0000862449 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 862449 |
| Name | DESERT FIN'L FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 18, 2018 |
| Property Address | 2145 E SARATOGA ST, GILBERT, AZ 85296-2762 |
| Document Number | 0000781396 |
| Map Reference | MB 402 PG 38 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 20180781396 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CLEAR TITLE AGENCY OF ARIZON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18512 E BRAEBURN LN, 18512, QUEEN CREEK, AZ 85142-3642 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2145 E SARATOGA ST, GILBERT, AZ 85296-2762 |
| Document Number | 0000781397 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 20180781397 |
| Name | DESERT SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 2145 E Saratoga St was $1,423.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,770 (+107.74%) | $387,700 (+5.15%) Land $77,500 Building $310,200 | |
| 2025 | $1,423.00 | $18,663 (-52.61%) | $368,700 (-6.37%) Land $73,700 Building $295,000 |
| 2024 | $39,380 | $393,800 Land $78,700 Building $315,100 | |
| 2023 | $1,379.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2145 E Saratoga St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2145 E Saratoga St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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