2139 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2139 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,470 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Detached, 400 sqft
Occupancy	Owner Occupied
Tax Bill	$1,661.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-099-107-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,470 sqft Living Area
1st Floor	1,170 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	127 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Patio Area	161 sqft Patio
Porch	1 Porch
Porch Area	161 sqft Porch
Canopy Area	161 sqft Canopy

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	2139 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES FRNT 0060.00 DPTH 0127.00
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #3
Legal Block	107
Legal Lot Number	252
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2008
Census Tract	97500

Owner

Source: Lorain County records · APN 03-00-099-107-025

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2139 E 40TH ST, LORAIN, OH 44055-2707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2001
Deed Sale	Mar 16, 2001
Prior Sale	Feb 14, 2001
Deed Doc Number	738321
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2139 E 40TH ST, LORAIN, OH 44055-2707
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210829710
Date	Jul 20, 2021
Instrument	2021-0829710

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2041

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00	$43,440 (-0.01%) Land $5,190 Building $38,250	$124,120 (-) Land $14,830 Building $109,290
2024	$1,661.00 (-1.6%)	$43,443 (+32.54%) Land $5,191 Building $38,252	$124,120 (+32.54%) Land $14,830 Building $109,290
2023	$1,688.00 (+0.9%)	$32,778 (-0.01%) Land $5,779 Building $26,999	$93,650 (-) Land $16,510 Building $77,140
2022	$1,673.00	$32,780 Land $5,780 Building $27,000
2021			$93,650 Land $16,510 Building $77,140

Flood & Wildfire

2139 E 40th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.