1. Home
  2. Massachusetts
  3. Worcester County
  4. Gardner
  5. Pine St

197 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 197 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1971
Square Footage864 sqft Living Area
Lot Size11,682 sqft (0.268 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2023)
Tax Bill$37.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:R22 B:6 L:4
Alternative APN
  • M:P-23 B:0057 L:0004

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area864 sqft Living Area
Gross Area1,920 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,682 sqft (0.268 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address197 PINE ST
CityGARDNER
StateMA
Zip01440-2777
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block6
Legal Lot Number4
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup3
Census Block3005
Census Tract707300

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 PINE ST, GARDNER, MA 01440-2777
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Feb 16, 2022Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
TOTAL MORTGAGE SERVICES LLC
Aug 30, 2021Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Aug 15, 2023
  • Deed Sale Price on Aug 15, 2023
  • Prior Sale Amount on Feb 16, 2022
Deed Book / Page69522 / 30
Record RefreshedJun 08, 2026

August 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateAug 15, 2023
Property Address197 PINE ST, GARDNER, MA 01440-2777
Document Number0069522-30
Book / Page69522 / 30
Instrument DateAug 15, 2023
Instrument67136
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address197 PINE ST, GARDNER, MA 01440-2777

Mortgage

Document Number0000067137
DateAug 15, 2023
Instrument67137
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

February 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateFeb 16, 2022
Property Address197 PINE ST, GARDNER, MA 01440-2777
Document Number0067128-39
Book / Page67128 / 39
Instrument DateFeb 16, 2022
Instrument18728
Transaction TypeTransfer
Record UpdatedMar 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 PINE ST, GARDNER, MA 01440-2777

Mortgage

Document Number0000018729
DateFeb 16, 2022
Instrument18729
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

August 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionGARDNER MA
Recording DateAug 30, 2021
Property Address197 PINE ST, GARDNER, MA 01440-2777
Document Number65944-227
Book / Page65944 / 227
Instrument DateAug 27, 2021
Instrument121550
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address776 SHEA ST, FITCHBURG, MA 01420-4863

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$37.00 (-98.98%)$263,500 (+8.62%) Land $66,100 Building $197,400$306,470
2024$3,637.00 (+5.42%)$242,600 (+13.42%) Land $60,100 Building $182,500
2023$3,450.00$213,900 Land $59,200 Building $154,700

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures