212 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 212 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,515 sqft · built 1848
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Nov 2016)
Tax Bill	$7,691 (2026)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-060027`

Property Details

APN / Parcel Number

Primary APN	`02-060027`
Alternative APNs	`2060027` `060027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,515 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	120 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	060027
Street Address	212 E CHESTNUT ST
City	SAINT MICHAELS
State	MD
Zip	21663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52X120 212 S/S CHESTNUT ST ST MICHAELS
Legal Subdivision	BROWN NORMAN H LAND
Legal Lot Number	212
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2022
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	212 E CHESTNUT ST, SAINT MICHAELS, MD 21663
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Intrafamily Transfer, Transfer
Feb 26, 2021	Intrafamily Transfer, Transfer
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Jan 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Sep 3, 2015 · Amount on Record
Deed Book / Page	2397 / 444
Last Transfer Date	Feb 5, 2021
Transfer Doc	0028120516
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 26, 2021
Property Address	212 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0028120511
Book / Page	2812 / 511
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 E CHESTNUT ST, SAINT MICHAELS, MD 21663

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 26, 2021
Property Address	212 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0028120516
Book / Page	2812 / 516
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	212 E CHESTNUT ST, SAINT MICHAELS, MD 21663

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Oct 26, 2020
Property Address	212 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0027620379
Book / Page	2762 / 379
Instrument Date	Oct 17, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E CHESTNUT ST, SAINT MICHAELS, MD 21663

Mortgage

Document Number	0027620384
Date	Oct 26, 2020
Book Page	2762/384

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Jan 24, 2018
Property Address	212 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0025090167
Book / Page	002509 / 000167
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	212 E CHESTNUT STREET ST ST MICHAELS MD 21663, ST MICHAELS, MD 21663

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	212 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0024380065
Book / Page	002438 / 000065
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E CHESTNUT ST ST MICHAELS MD 21663, ST MICHAELS, MD 21663

Mortgage

Document Number	0024380065
Date	Apr 10, 2017
Book Page	002438/000065

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2037

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,691.00 (+3.03%) Homeowner's exemption	$660,467 (+10.3%)	$783,800 (+30.9%) Land $479,800 Building $304,000
2025	$7,465.00 (+9.92%) Homeowner's exemption	$598,800 (+5.67%) Land $366,900 Building $231,900	$598,800 (-) Land $366,900 Building $231,900
2023	$6,791.00	$566,667	$598,800 Land $366,900 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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