208 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 208 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,649 sqft · built 1853
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Aug 2022)
Tax Bill	$6,890 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-063565`

Property Details

APN / Parcel Number

Primary APN	`02-063565`
Alternative APNs	`2063565` `063565`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,649 sqft Total Area

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Mixed
Garage Area	258 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	063565
Street Address	208 E CHESTNUT ST
City	SAINT MICHAELS
State	MD
Zip	21663-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30X120 S/S CHESTNUT ST ST MICHAELS
Legal Lot Number	208
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2022
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5303 AUGUSTA ST, BETHESDA, MD 20816-2311
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 12, 2017	Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC
Jun 29, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Book / Page	2997 / 489
Prior Transfer Date	Oct 17, 2017
Prior Transfer Doc	0002499105
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 19, 2022
Property Address	208 E CHESTNUT ST, ST MICHAELS, MD 21663-2538
Document Number	0029970489
Book / Page	2997 / 489
Map Reference	LB 63 FO 5
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 E CHESTNUT ST, SAINT MICHAELS, MD 21663-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0002997498
Date	Aug 19, 2022
Instrument	2997-498

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	208 E CHESTNUT ST, ST MICHAELS, MD 21663-2538
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027490457
Date	Sep 23, 2020
Book Page	2749/457

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 12, 2017
Property Address	208 E CHESTNUT ST, ST MICHAELS, MD 21663-2538
Document Number	0024990111
Book / Page	2499 / 111
Instrument Date	Nov 13, 2017
Instrument	2499-111
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CROWN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	00000

Mortgage

Document Number	0024990118
Date	Dec 12, 2017
Book Page	2499/118
Instrument	2499-118

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

June 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	TALBOT MD
Recording Date	Jun 29, 2017
Property Address	208 E CHESTNUT ST, ST MICHAELS, MD 21663-2538
Document Number	0024580399
Book / Page	002458 / 000399
Instrument Date	Jan 26, 2017
Transaction Type	Foreclosure
Record Updated	Aug 17, 2017

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,890.00 (+11.76%)	$541,133 (+9.43%)	$634,400 (+28.29%) Land $336,600 Building $297,800
2025	$6,165.00 (+8.29%)	$494,500 (+4.1%) Land $275,000 Building $219,500	$494,500 (-) Land $275,000 Building $219,500
2023	$5,693.00	$475,033	$494,500 Land $275,000 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured incl. 8 condo units
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRAPPE serves 1,200 people · EPA ID MD0200007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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