207 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 207 E Chestnut St, Saint Michaels, MD 21663 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,728 sqft · built 1850
Lot Size	0.06 acres (2,604 sqft)
Owner	2 Company Names on File
Last Sale	$835,000 (Nov 2020)
Tax Bill	$10,527 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-062933`

Property Details

APN / Parcel Number

Primary APN	`02-062933`
Alternative APNs	`2062933` `062933`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,728 sqft Total Area
Utility Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,604 sqft (0.06 acres)
Lot Dimensions	60 ft deep x 44 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062933
Street Address	207 E CHESTNUT ST
City	SAINT MICHAELS
State	MD
Zip	21663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44X60 207 N/S E CHESTNUT ST ST. MICHAELS
Legal Lot Number	207
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	2
Census Block	2023
Census Tract	960700

Owner

Source: Talbot County records · APN 02-062933

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	77003 REID, CHAPEL HILL, NC 27517-8586
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 27, 2020	Correction Deed ATTORNEY ONLY
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Feb 10, 2004
Deed Book / Page	2770 / 271
Last Transfer Date	Sep 03, 2021
Transfer Doc	0028910429
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Sep 09, 2021
Property Address	207 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0028910429
Book / Page	2891 / 429
Instrument Date	Sep 03, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	EASTERN SHORE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	0002891434
Date	Sep 09, 2021
Instrument	2891/434

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 12, 2020
Property Address	207 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0027700271
Book / Page	002770 / 000271
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	77003 REID CHAPEL HILL NC 275178586, CHAPEL HILL, NC 27517-8586

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	TALBOT MD
Recording Date	Feb 27, 2020
Property Address	207 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0026840323
Book / Page	002684 / 000323
Instrument Date	Feb 27, 2020
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 203 ST MICHAELS MD 216630203, ST MICHAELS, MD 21663-0203

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Feb 10, 2020
Property Address	207 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0026790479
Book / Page	002679 / 000479
Instrument Date	Feb 07, 2020
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 203 ST MICHAELS MD 216630203, ST MICHAELS, MD 21663-0203

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Feb 10, 2020
Property Address	207 E CHESTNUT ST, ST MICHAELS, MD 21663
Document Number	0026790485
Book / Page	002679 / 000485
Instrument Date	Feb 07, 2020
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 203 ST MICHAELS MD 216630203, ST MICHAELS, MD 21663-0203

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	St. Michaels Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$888,533 (+5.23%)	$976,800 (+15.68%) Land $275,000 Building $701,800
2025	$10,527.00 (+23.37%)	$844,400 (+18.6%) Land $275,000 Building $569,400	$844,400 (-) Land $275,000 Building $569,400
2023	$8,533.00	$712,000	$844,400 Land $275,000 Building $569,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419607002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 132 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	140 units insured 8 under condo master policies
Nearby Flood Claims	42 (1978–2024)
Claims Outside the SFHA	13 of 42
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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