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216 E Chestnut St, Saint Michaels, MD 21663 Property Records

Talbot County property record for 216 E Chestnut St, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,049 sqft · built 1850
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Sep 2012)
Tax Bill$9,697 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN02-066742

Property Details

APN / Parcel Number

Primary APN02-066742
Alternative APNs
  • 2066742
  • 066742

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,049 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchSlab
Porch Area168 sqft
Patio Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number066742
Street Address216 E CHESTNUT ST
CitySAINT MICHAELS
StateMD
Zip21663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 40X120 216 S/S CHESTNUT ST ST MICHAELS
Legal Lot Number216
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2022
Census Tract960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Michaels Historic District
listed 1986 · 300 contributing resources · NRIS 86002427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Talbot County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 566, SAINT MICHAELS, MD 21663-0566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2012 · Amount on Record
Deed SaleSep 12, 2012 · Amount on Record
Prior SaleSep 28, 2005 · Amount on Record
Deed Book / Page2018 / 34
Transfer Doc0000000911
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address216 E CHESTNUT ST, ST MICHAELS, MD 21663
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyMARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS ULIMITED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029060245
DateOct 18, 2021
Book Page2906/245
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
MunicipalitySt. Michaels Town
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$898,367 (+16.08%)$1,061,900 (+30.04%) Land $516,100 Building $545,800
2025$9,697.00 (+4.55%) Homeowner's exemption
2023$9,275.00$773,933$816,600 Land $394,600 Building $422,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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