Talbot County property record for 215 E Chestnut St, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,847 sqft · built 1872 |
| Lot Size | 0.277 acres (12,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Jun 2002) |
| Tax Bill | $18,923 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-064979 |
| Primary APN | 02-064979 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,847 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Exterior Material | Siding |
| Roof Material | Wood Shingle |
| Lot Area | 12,072 sqft (0.277 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 216 sqft |
| Porch | Slab |
| Porch Area | 935 sqft |
| Deck Area | 152 sqft |
| Patio Area | 408 sqft |
| Bath House | 216 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064979 |
|---|---|
| Street Address | 215 E CHESTNUT ST |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12,072 SF N/S CHESTNUT STREET ST MICHAELS |
| Legal Subdivision | UTTERBACK FRED W LAND |
| Legal Lot Number | 12 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960700 |
Source: Talbot County records · APN 02-064979
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX J, SAINT MICHAELS, MD 21663-0300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on Record |
| Deed Sale | Jun 28, 2002 · Amount on Record |
| Prior Sale | Apr 04, 1996 |
| Deed Document Number | 20021030 |
| Deed Book / Page | 1071 / 563 |
| Record Updated | Sep 20, 2026 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,658,900 (+9.97%) | $1,751,900 (+8.65%) Land $880,200 Building $871,700 | |
| 2025 | $18,923.00 (+4.67%) Homeowner's exemption | ||
| 2023 | $18,078.00 | $1,508,467 | $1,612,400 Land $828,500 Building $783,900 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured incl. 8 condo units |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TRAPPE serves 1,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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