Whatcom County property record for 2114 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,850 sqft · built 1910 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Company Name on Record |
| Last Sale | $116,039 (Nov 1999) |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390325-021015-0000 |
| Primary APN | 390325-021015-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,474 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 34 sqft |
| Deck Area | 127 sqft |
| Storage Building | 324 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104012 |
|---|---|
| Street Address | 2114 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | W 384 FT OF S 223 FT OF SW SW EXCL OF RD EXC UNDIV 1/2 INT IN OIL-GAS-MIN RTS AS RES IN VOL 280-D-494-SUBJ TO ESMT TO WAHL WATER ASSN DESC AF 993027-EXC PTN TO WHATCOM CO FOR RD DESC AF 940323134 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 25 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10702 |
Source: Whatcom County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18575 JAMBOREE RD, 830, IRVINE, CA 92612-2557 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WESTEDGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 1999 · Amount on Record |
| Deed Sale | Nov 5, 1999 · Amount on Record |
| Deed Document Number | 19991991100847 |
| Last Transfer Date | Aug 12, 2003 |
| Transfer Doc | 0000804741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2114 E SMITH RD, BELLINGHAM, WA 98226-7555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 20210303456 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0303456 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2114 E SMITH RD, BELLINGHAM, WA 98226-7555 |
| Document Number | 2171002813 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2114 E SMITH RD BELLINGHAM WA 982267555, BELLINGHAM, WA 98226-7555 |
| Document Number | 2171002813 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 1002813 |
| Name | WESTEDGE CU |
|---|---|
| Address | 2501 JAMES ST, BELLINGHAM, WA 98225-3529 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 (+82.27%) | $732,678 (+63.71%) Land $453,288 Building $279,390 | $732,678 (+63.71%) Land $453,288 Building $279,390 |
| 2022 | $447,550 Land $225,475 Building $222,075 | $447,550 Land $225,475 Building $222,075 | |
| 2021 | $3,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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